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$815,000
5 Beds 3 Baths 10646222 MLS
Welcome to one of Williamsburg’s most sought-after neighborhoods—Windsor Forest—where mature trees, spacious homesites, and an active yet voluntary community association create an exceptional place to call home. Residents may enjoy optional neighborhood amenities including a swimming pool, clubhouse, tennis and pickleball courts, plus a variety of community activities. Offering approximately 3,500 square feet, this classic two-story home combines timeless character with a highly functional floor plan designed for today’s lifestyle. The expansive kitchen features abundant cabinetry, generous workspace, and a center island that opens seamlessly to the inviting family room with a beautiful brick fireplace. Just beyond, the light-filled sunroom overlooks the peaceful backyard, providing the perfect place to relax or entertain year-round. Formal living and dining rooms offer additional flexibility for gatherings, a home office, or everyday living. A first-floor bedroom with an adjacent full bath is ideal for guests, multigenerational living, or anyone seeking first-level accommodations. Upstairs, the spacious primary suite offers comfort and privacy, while the additional bedrooms provide ample space for family and visitors. A standout feature is the enormous bonus room, offering endless possibilities as a media room, recreation room, fitness area, home office, playroom, or combination of uses. Outdoor living is equally impressive with a spacious deck overlooking the large, level backyard—perfect for entertaining, gardening, play, or simply enjoying the peaceful wooded setting. The generous homesite provides the privacy and space that have made Windsor Forest such a desirable neighborhood. Additional highlights include hardwood flooring, abundant storage, an oversized two-car garage, and a flexible floor plan that easily adapts to changing needs. Conveniently located just minutes from Colonial Williamsburg, William & Mary, New Town, shopping, dining, and premier medical facilities, this home offers the perfect blend of neighborhood charm and everyday convenience.

306 Buford Road, James City Co Middle

$815,000
5 Beds 4 Baths 10644739 MLS
This home has it all! Tall ceilings,recessed lighting throughout,custom built ins, ship lap walls, a high end kitchen with a built in area with electrical for a wine or beer fridge, frosted glass barn doors, a mud room, a primary suite like no other with a cool room off it that could be turned into a secret room for fun or games. The open floor plan and large lot invites entertaining or relaxation while spending time with friends or loved ones. The property line goes back into the woods beyond the large fenced in area. There is an extended drive way for plenty of parking, a large professionally built and installed shed that replicates a small home. Plush grass with installed drainage.There is so much more to tell but seeing is believing don't wait to take a tour of this magnificent home located on a small culdesac.

2504 Calabria Dr Drive, South Chesapeake

$815,000
3 Beds 2.1 Baths 10644082 MLS
Welcome home to this beautifully updated 3-bedroom, 2.5-bath ranch offering 2,550 square feet of comfortable living on a .46-acre lot in the heart of Virginia Beach. Ideally located near shopping, dining, schools, and major roadways, this well-maintained home combines convenience with space. The chef's kitchen is a standout, featuring quartz countertops, double ovens, a gas cooktop, and a spacious walk-in pantry—perfect for entertaining or everyday living. Mature landscaping creates a private, inviting setting, while the detached garage with electricity offers endless possibilities for a workshop, hobby space, or extra storage. A 30-foot easement behind the property provides additional open space, making it an ideal area for outdoor play and recreation. Don't miss this exceptional opportunity!

1660 Will O Wisp Drive, Northeast Virginia Beach

$815,000
4 Beds 3.1 Baths 10625547 MLS
Water and golf front! Greeted by a charming front porch, prepare to be amazed by the stunning panoramic view. This home is truly a delight, featuring soaring vaulted ceilings, an abundance of windows that fill the space with natural light, and an open flow that accentuates the breathtaking scenery. You’ll find 3 convenient first-floor ensuite bedrooms, and a fantastic casual dining area perfectly positioned to take in the spectacular view. Don’t miss out on the screened porch, or the spacious second floor en-suite bonus room or 4th bedroom. Whether downsizing or looking for a home to grow in, utilizing the expansive unfinished attic, this 2,839 sf homes can accommodate. Plus, there's a generously sized two-car garage (with Tesla charging station) for all your storage needs! And let’s not forget the backyard! Picture yourself in one of the comfy Adirondack chairs enjoying ducks, herons, geese, fish, and the majestic bald eagles that call this place home.

3005 Travis Pond Road, James City Co Greater Route 5

$814,900
3 Beds 2.1 Baths 10641825 MLS
Welcome to this meticulously maintained, pride-of-ownership ranch-style home! Featuring 3 bedrooms and 2.5 baths, this open-concept layout seamlessly connects the living and dining areas to a gorgeous kitchen with granite countertops, center island, and ideal space for entertaining. Vaulted ceilings, a cozy fireplace, and beautiful hardwood flooring enhance the home’s warmth and charm. Enjoy a spacious sunroom with serene views of the backyard oasis—perfect for relaxing year-round. Both the primary and secondary bathrooms have been fully remodeled with stunning tile and quartz countertops. Step outside to an impeccably landscaped backyard oasis with turf, an oversized in-ground pool, and a tranquil waterfall feature. Conveniently located near beaches, shopping, and military installations—this is a dream home you won’t want to miss! Many home features updated: water heater (2025), garage door (2024), dishwasher (2023), pool liner (2022), whole house generator & fence (2021).

880 Los Colonis Drive, Southeast Virginia Beach

$813,910
4 Beds 3.1 Baths 10640881 MLS
Somerset ranch with FROG. Fenced backyard includes large patio for outdoor entertaining and backs mature tree line! Experience the perfect blend of modern design & customizable luxury. The Owner’s Retreat is a sanctuary at the rear of the home featuring a massive walk-in closet & a spa-inspired bath with a soaking tub & separate shower. The heart of the home boasts a chef-inspired kitchen with a generous island, flowing seamlessly into the main living areas. A front-of-house flex room serves as a formal dining room or a home office. Enhance your hosting with the optional butler’s pantry! Buyer must register agent on or before 1st visit or 1st substantial communication with listing agent and Agent must accompany Buyer on 1st visit, see Listing Agent for details. Photos & video are of a completed home, finishes, elevation & upgrades may vary. Seller to pay up to $10,000 closing cost assistance when using Seller's preferred lender for financing, see agent for details.

2044 Charwood Drive, South Chesapeake

$813,900
5 Beds 3.1 Baths 10643273 MLS
Amazing value for over 3000sf new construction nearby all the great things Laskin Rd and Hilltop area has to offer! This 5 br + first floor flex room perfectly blends elegance with functionality. Truly an airy, open-concept layout that’s an entertainer’s dream, featuring a spacious family room w/ gas fireplace, breakfast area, and gourmet kitchen complete with quartz countertops and a stylish tile backsplash—perfect for hosting both family and friends. Upstairs, the luxurious owner’s suite spans the full width of the home, with spa shower and closet 'room' featuring solid shelving. Laundry is upstairs convenient to the bedrooms! Three baths up so everyone has a place! Move in and enjoy living 3 miles to the ocean :)

1840 Karen Lane, Northeast Virginia Beach

$810,000
3 Beds 2.1 Baths 10640588 MLS
Beautifully appointed and updated throughout! New paint, flooring, light fixtures, most appliances too! Newer HVAC & water heater. Move-In Ready this bayfront gated community is highly desired one of a kind! Elevator access just outside the enclosed parking garage brings you to this one-level living 3 Bed/2.5 Bath condo. This unit comes with two reserved parking spaces in the enclosed parking garage - great for storing bikes, paddle-boards, and fishing gear. This unit is on the 2nd floor and offers cage-style storage in the garage plus a storage closet off the owner's balcony. The community pool is serenely set on the Chesapeake Bay, and owners have private beach access! SUNSETS for days! Plenty of guest parking. Nearby find beautiful beaches, eclectic restaurants, bike trails, First Landing State Park, coffee shops, farmers' markets, boutiques, marinas, top-rated schools, hospitals, military bases, and the Brock Environmental Center - a short distance away - begin living on the Chesapeake Bay!

2425 Ocean Shore Crescent Unit 201, Northeast Virginia Beach

$810,000
4 Beds 3.1 Baths 10637616 MLS
Experience refined living in the award-winning Riverfront at Harbour View, Suffolk's premier golf & riverfront community. Custom-built & meticulously maintained by the original owner, this beautifully appointed home offers sought-after one floor living with a spacious upstairs FROG/4th bedroom w/full bath making it ideal for guests, office, or flex space. Designed for both comfort & functionality, the home features a downstairs primary suite, additional 1st floor bedroom & bath, plus half bath, offering flexibility for a variety of living arrangements. 3rd downstairs bedroom/office. Open-concept with hardwood floors & modern finishes, cathedral ceilings & gas fireplace. An oversized sunroom & outdoor patio are perfect for entertaining year-round. Side-entry two-car garage & detached storage shed. Close to hospitals, military bases, restaurants & shopping.

3395 Village Square Place, Northeast Suffolk

$809,999
4 Beds 4 Baths 10636725 MLS
Take advantage of a seller-offered closing cost credit! Stunning all-brick former Homearama showcase home, winner of the Best Kitchen Award! Designed with an open floorplan concept, this elegant residence features a chef?s kitchen with two oversized granite islands, abundant workspace, timeless finishes, and a wine cooler station just off the dining room. Enjoy entertaining in the media room with wet bar or relax in the sunroom and glass-enclosed side porch. The first-floor study/office showcases custom built-ins and offers ideal work-from-home flexibility. Featuring two ensuite bedrooms, the spacious primary suite includes a wraparound walk-in closet and luxurious all-marble bath. Marble flooring welcomes you in the grand foyer, while soaring ceilings create an open, airy feel throughout. Additional highlights include newer HVAC systems, generous living spaces, and a prime location near shopping, dining, and interstate access.

700 Old Fields Arch, South Chesapeake

$809,990
4 Beds 3.1 Baths 10645317 MLS
The Powell is situated on a 3+ acre wooded homesite and features an open-concept floor plan with a covered front porch and attached 2-car garage. The main level includes a gourmet kitchen with a large center island overlooking the dining area and family room, plus a flex room suitable for a home office, study, or additional living space. Upstairs offers four bedrooms, including a primary suite with two walk-in closets and an en-suite bath with dual vanities, along with a full hall bath. The finished basement includes a full bath and provides additional space for recreation, fitness, media, or other uses. Floor plan and features may vary by homesite. To Be Built - visit model home for floor plan and homesite details.

1121 Parkers Ridge, James City Co Upper

$809,000
5 Beds 3.2 Baths 10644033 MLS
Tucked away on 1.4 waterfront acres along Lake Prince, this one-of-a-kind property offers privacy, flexibility, & room to live, work, & play. The main home features refinished hardwood floors, a beautiful sunroom, & an updated chef's kitchen. The two-story primary suite includes skylights, a loft, & an ensuite bath. A flex room with a private entrance & full bath is ideal for guests, a home office, or multi-generational living. Outside, enjoy a wraparound porch, private dock, direct lake access for kayaking & fishing, & a brick patio with a hot tub & fire pit. The property includes a detached two-car garage plus an impressive commercial-grade two-story outbuilding with a 1,450 SF workshop featuring 17' ceilings - ideal for contractors, hobbyists, equipment, boat/RV storage, or a home-based business - and a finished 750 SF one-bedroom guest apartment with a kitchen, full bath, & laundry. An exceptional property offering waterfront living, incredible workspace, & unmatched versatility.

3410 Princeview Drive, Central Suffolk

$807,597
4 Beds 3.1 Baths 10640008 MLS
Live in a Lee model! What makes this one so unique - 1+acre homesite, on a cul-de-sac! This popular design features primary bedroom on the first floor with spacious ensuite that boasts tile shower surround, dedicated water closet, and huge walk in closet! Need more space in your primary bedroom - there is an optional sitting room extension! The open layout is cozy enough for an evening in or invite your friends and family over to grill out! The second floor has a bedroom with an attached bath and large walk in closet. The loft makes for a spacious gaming area or home office. Two additional bedrooms and a bath complete the second floor. Available options include - walk out attic, additional bedroom, additional bath, 3rd car garage, covered/screened porch, @9 ft x 6 ft walk in pantry, dual primary, multigen, and so much more!! The Design Center allows you to bring your home to life by tailoring your colors, materials, and features to your specific needs!

1509 Cedarville Court, South Chesapeake

$805,212
5 Beds 3.1 Baths 10634509 MLS
WELCOME TO THE SUSSEX MODEL IN BEAUTIFUL CARROLLTON A STUNNING NEW CONSTRUCTION HOME DESIGNED WITH MODERN LIVING IN MIND! THIS SPACIOUS 5 BED, 3 1/2 BATH ALL SET ON A PICTURESQUE LAKEFRONT HOMESITE. FROM THE MOMENT YOU ARRIVE, YOU'LL APPRECIAE THE THOUGHTFUL DESIGN, OPEN CONCEPT LAYOUT, AND QUALITY CRAFTSMANSHIP THROUGHOUT. THE EXPANSIVE LIVING SPACES ARE GREAT FOR BOTH EVERYDAY LIVING AND ENTERTAINING, FEATURING A BRIGHT AND AIRY FLOOR PLAN WITH ABUNDANT NATURAL LIGHT AND BEAUTIFUL WATER VIEWS. THE GOURMET KITCHEN FLOWS SEAMLESSLY INTO THE MAIN LIVING AREA, CREATING THE PERFECT GATHERING SPACE FOR FAMILY AND FRIENDS. THE FIRST FLOOR PRIMARY SUITE OFFERS A PRIVATE RETREAT CONVENIENCE AND COMFORT, WHILE UPSTAIRS YOU WILL FIND GENEROUSLY SIZED BEDROOMS AND A LARGE LOFT AREA. ENJOY PEACEFUL MORNINGS AND RELAXING EVENINGS OVERLOOKING THE LAKE, ALL WHILE BEING CONVENIENTLY LOCATED NEAR SHOPPING, DINING, SCHOOLS AND COMMUTER ROUTES.

23057 Lake Court, Isle of Wight - North

$805,000
4 Beds 3.1 Baths 10632682 MLS
VA Assumable Loan Option! Beautiful waterfront home filled with natural light, tucked away in a quiet cul-de-sac and designed with an incredible layout. Enjoy four balconies with stunning water views on three sides of the home. The home features a first-floor bedroom and full bath, a family room with a wet bar, and a spacious great room with gleaming hardwood floors that flows seamlessly into an upgraded kitchen with new appliances less than a year old. The expansive primary suite offers a large, professionally designed walk-in closet, and an elevator in the home adds everyday convenience. HUGE garage! Every bedroom has its own private deck, and you’ll take in beautiful bay views from every level. With a private dock & 40' boat slip just steps from your front door, this is beach living at its finest.

9512 7th Bay Street, North Norfolk

$805,000
3 Beds 3 Baths 10622830 MLS
This sought after first floor Oceanfront condominium offers panoramic ocean and pier views from each of the two (2) private balconies. Modern kitchen with granite countertops throughout the property. Large master bedroom suite with large closets and access to one of the two balconies. The open floor plan will accommodate family and friends will be together for evening dinners or perhaps a fun movie night together. The new HVAC system in 2025 will provide years of worry-free comfort for all visitors. This condominium has been a favorite of visiting guests throughout the years and has a solid history of rental income. (available upon request) Be sure to set up your appointment soon, as this rare oceanfront property will not last long. Call agent for appointment.

3738 Sandpiper Road Unit B106, Southeast Virginia Beach

$804,826
4 Beds 3.1 Baths 10631862 MLS
TO BE BUILT: Discover the great balance of rural serenity and modern design with the "Lee" (Elevation C) by Kirbor Homes. Situated on a sprawling 6.343-acre wooded homesite, this estate-style property offers NO HOA. The stunning craftsman exterior opens to nearly 3,000 sq. ft. of thoughtfully designed living space, featuring a coveted 1st-floor primary suite with a spa-like ensuite. The heart of the home is a gourmet kitchen with a large center island that flows effortlessly into the open-concept living area. Upstairs, enjoy three spacious bedrooms and a versatile loft. Located in the highly desirable Kellam High School district (Creeds Elementary/Princess Anne Middle). Ask about our incentives when using our trusted lender! Photos of similar model for illustrative purposes.

6628 Blackwater Road, Southeast Virginia Beach

$800,000
5 Beds 3 Baths 10643594 MLS
This is where classic Kings Grant charm meets quality updates. This home offers 5 bedrooms, 3 full baths, and a floor plan made for real life; formal living and dining rooms, a family room with gas fireplace, a den, a sunny breakfast area, and a sunroom overlooking the backyard. Hardwood floors run throughout, and the updated kitchen features granite counters and new appliances. Outside, your private .38-acre lot delivers resort-style living: in-ground pool with new liner, outdoor shower, wood deck, and covered front porch. Big-ticket items are done — newer architectural roof, newer HVAC with new ductwork, updated electrical, fresh paint and fixtures. Built in pocket doors nod to the home's timeless character while the in-ground sprinkler system handles keeps the grass beautiful. Little Neck is known for the welcoming neighbors, top-rated Kingston Elementary, nature trails, parks, and convenience to shopping and military bases. This is isn't just a property, it's a lifestyle.

800 Sheraton Drive, North Central Virginia Beach

$800,000
10628538 MLS
Unique opportunity to own 3.3 acres of land in a centrally located area of Virginia Beach. Zoned O-2 for mixed use, this property offers a wide range of possibilities including office, commercial. The existing structure is a 3-bedroom, 1.5-bath home that can be utilized as-is or repurposed based on your goals. With its generous lot size, flexible zoning, and proximity to major roadways, this property provides outstanding potential for investors, developers, or business owners. Some permitted uses include business offices of various kinds such as advertising, real estate, insurance, legal, and other miscellaneous services, child care education centers, medical, optical, dental, or veterinary offices and clinics, and wind energy conversion systems. Buyers are encouraged to perform their own due diligence regarding zoning and permitted uses.

2128 Laskin Road, Northeast Virginia Beach

$800,000
4 Beds 3.1 Baths 10624886 MLS
Spacious three-story home offering nearly 3,000 square feet of well-designed living space with large rooms, abundant storage, and an entertaining-friendly layout. The floor plan includes two primary suites along with two additional bedrooms, all with walk-in closets. The main living area features a breakfast bar, drink cooler, and wine closet, creating an inviting setting for gatherings. An elevator shaft, currently used for storage, was designed to allow for a future elevator installation. Outside, the fully fenced backyard with deck and patio provides a private outdoor retreat, and the two-car garage adds everyday convenience. Located in the Ocean Park neighborhood near the Chesapeake Bay shoreline, this home also offers easy access to Shore Drive dining, coastal recreation, and the Brock Environmental Center.

3734 Chesterfield Avenue, Northwest Virginia Beach

$799,999
4 Beds 3 Baths 10644524 MLS
Welcome to this stunning 4-bedroom, 3-bath home that offers the style and quality of new construction in one of Virginia Beach's most sought-after locations. Just minutes from the Virginia Beach Oceanfront and Chesapeake Bay beaches, this move-in-ready home delivers the perfect blend of modern living and an unbeatable coastal lifestyle. Inside, you'll find a bright open floor plan with 9-foot ceilings, abundant natural light, and beautiful wide-plank flooring. The spacious great room features a cozy gas fireplace and flows seamlessly into the gourmet kitchen, complete with white shaker cabinetry, quartz countertops, stainless steel appliances, pantry, and a large center island perfect for entertaining. A first-floor bedroom and full bath provide flexible space for guests, a home office, or multigenerational living. Upstairs, the spacious primary suite offers a relaxing retreat with a beautifully appointed bath and generous walk-in closet, while two additional bedrooms provide plenty of space for family and guests. Outside, enjoy a private fenced backyard, ideal for entertaining, relaxing, or unwinding after a day at the beach. An outdoor shower and low-maintenance fiber cement siding add convenience and lasting curb appeal. Enjoy everything Virginia Beach has to offer just minutes from your doorstep. Bike or stroll the famous Oceanfront Boardwalk, spend the day at Chesapeake Bay beaches, explore the hiking and biking trails of First Landing State Park, or enjoy nearby restaurants, breweries, shopping, and nightlife. Exciting attractions including the new Wavegarden Surf Park, The Dome entertainment venue, Virginia Aquarium, and Sports Center are all close by. Conveniently located near Hilltop, Virginia Beach Town Center, NAS Oceana, Dam Neck Annex, major interstates, and top-rated schools, this exceptional home offers easy access to work, recreation, and everything that makes coastal living so desirable. Don't miss this incredible opportunity to own a like-new home in the heart of Virginia Beach!

415 22 1/2 St Street, Northeast Virginia Beach

$799,999
10642501 MLS
Discover this sprawling 229-acre outdoorsman’s paradise, conveniently located just off the I-95 corridor in Greensville County, Virginia. Offering a rare blend of recreation, investment, and residential potential, this expansive property consists of two adjoining tracts—tax map 55-36 (227 acres) and tax map 55-5A (2 acres)—presenting an excellent opportunity to submit a boundary line adjustment to expand the smaller parcel. The timber has been harvested and replanted, featuring new-growth pines ranging from 1 to 7 years in age. This setup offers great character with a beautiful mix of flat and rolling terrain. Water features and wildlife opportunities abound on this large parcel. Multiple established food plots are already strategically located across the property, ideal for attracting trophy whitetail deer. Tucked away at the rear of the property are two ponds that offer potential for waterfowl hunting. Additionally, Beaverpond Creek borders a portion of the southern boundary line, providing approximately 2,500 feet of serene creek frontage for extra waterfront enjoyment. Access and commuting are exceptional. Positioned perfectly for commuters, the property is just 15 minutes from Emporia, 75 minutes from Richmond, and 90 minutes from both Norfolk and Raleigh. The I-95 corridor between Richmond and Raleigh is considered to be an undervalued part of the path of progress in the Mid-Atlantic region. This property holds excellent investment potential as it is located centrally between these two rapidly expanding urban areas. Soil maps indicate areas of well-draining soils across this extensive acreage, making it ready for you to design and build your ultimate dream home, hunting lodge, or weekend retreat!

229 Ac Moores Ferry Road, Emporia/Greensville

$799,999
3 Beds 2.1 Baths 10638609 MLS
An elevated luxury high-rise, perfectly positioned in the heart of Virginia Beach Town Center. This stunning 25th-floor corner residence offers 3 bedrooms and 2.5 baths, including two en-suite bedrooms, the night time city views are fantastic. Spanning 2,315 square feet, the home is bathed in natural light and designed for modern living with an open-concept layout, floor-to-ceiling windows, a private balcony, and premium finishes throughout and high-end appliances. As well as recently upgraded hardwood flooring. The primary suite features a walk-in closet, a spa-style shower, jacuzzi tub, and direct balcony access. Residents enjoy an exceptional lifestyle with full-service amenities including a doorman, reserved garage parking, fitness center, pool, concierge, and 24/7 security. Additional conveniences include 24-hour room service, laundry and housekeeping services, and preferred hotel rates. Price includes a recent $6,000 assessment already paid by current owner.

4545 Commerce Street Unit 2501, Northwest Virginia Beach

$799,999
5 Beds 3 Baths 10638094 MLS
Tucked among mature trees, flowering native plants, & butterfly garden, this beautifully updated home offers a rare combination of charm, privacy, & space on Lake Smith. The expansive .64-acre lot, inviting curb appeal, timeless architecture, circular drive, & charming outdoor spaces create a lasting first impression that sets this property apart. Inside, you'll find spacious living areas, hardwood floors, an updated kitchen, & beautifully renovated baths designed for both everyday living & entertaining. The sunroom & balcony offer inviting places to relax & unwind, & the park-like backyard allows for gathering, gardening, play & more. Homes w/ this much character, land, & lifestyle are rarely available. Easy access to parks, shops, dining, beaches, & commuting routes. This is more than a home --it it's a place to put down roots & create lasting memories.

1137 Revere Point Road, Northwest Virginia Beach

$799,990
5 Beds 3.1 Baths 10646719 MLS
Introducing the Tillman, a spacious home that offers both comfort and style. With 5 bedrooms, 3,5 bathrooms, and a 2-car garage. Upon entering the Tillman, you'll be greeted by a large, welcoming dining room that seamlessly flows into the expansive kitchen. The kitchen features a generous center island, ideal for meal prep or casual dining, and opens to a spacious family room, creating the perfect space for entertaining. A conveniently located powder room is just off the main hallway, adding to the home's functionality. The first floor also boasts a luxurious primary suite, providing a private retreat with a massive walk-in closet, a large double vanity, and a private water closet for ultimate convenience and privacy. Upstairs, you'll find four additional bedrooms. The second floor also features two bathrooms and a large loft area that could serve as a separate lounge, playroom, or additional living space. Photos and renderings are from builder's library, actual finishes and features may vary.

109 Lilypad Court, South Chesapeake

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.